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To Get Started

Choose ONE of the following:

  • Apply securely online by clicking on GO
     
  • Click on Printable Forms to complete a HELOC / Residential Lot Loan and Credit Report Authorization. Fax to (803) 641-3090. 
     
  • Speak to a loan specialist by calling 803-641-3000 or toll free1-866-851-3000 during regular business hours. 
     
  • Visit one of our 14 convenient locations to begin the application process in person.

 

Apply Now
Select a loan application:

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Mortgage Checklist

Below is a list of items generally required to process a residential mortgage loan:

  • Photo ID for each borrower
  • Current year-to-date pay stubs for each borrower, if applicable
  • Contact person/phone number to verify employment
  • If self-employed, two most recent corporate returns and K-1s
  • Tax returns for past two years W-2’s or 1099’s for past two years
  • Bank statements (all pages) for past two months
  • Investment and or Retirement accounts for past two months
  • Copy of sales contract when available
  • Mortgage account information for any real estate owned
  • Home insurance policy and property tax information for real estate owned
  • Copy of the closing disclosure for any recently sold real estate

Note: In many cases, additional documentation is necessary, particularly for government loans (FHA, VA, and USDA), construction-to-perm loans, and programs designed  for first time home buyers.


 

Taylor Berendsen NMLS #1098514 | Elaine Dunbar NMLS #1492564
Security Federal Bank NMLS #456430
1705 Whiskey Road , Aiken, SC  29803
Office:  (803) 641-3000
tberendsen@securityfederalbank.com
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